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Why can I only sometimes pay by Paypal?

Due to a change in Paypal's Terms, Gumroad can now only accept payment via paypal only if the VA links a paypal account. Unfortunatly, because of the nature of the stories we write, accepting payments via paypal carries a large risk of the VA's paypal's being shut down, so many don't link these accounts together. 

There are services such as, which allow users to create virtual cards, which may allow gumroad purchases that don't accept paypal without submitting your personal credit or debit cards.

Appolagies for any inconvenience caused.

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